Does My Insurance Cover Rehab?
Yes, rehab treatment is covered by insurance. Under the Affordable Care Act (ACA) of 2010, mental health and addiction services are counted as essential health benefits. However, you will need to verify the extent of coverage that will be handled by your particular insurance company. Click here to start the online verification process.
What Treatment Services Are Covered by Insurance?
Under the Affordable Care Act (ACA), coverage for addiction treatment services must be as complete as it would be for any other procedure or service.
Things that might be covered under insurance plans include:
- Addiction evaluation
- Inpatient treatment
- Alcohol and drug testing
- Family counseling
- A brief intervention
- Clinic visits
- Home health visits
Who Is Eligible for Insurance Coverage?
Under federal law, insurance companies cannot refuse coverage to any person suffering from substance abuse disorder, nor can they refuse coverage for substance abuse treatment.
Under the ACA, there are limits on who is eligible for coverage (but not on who is eligible for substance abuse treatment coverage).
To qualify for coverage under the ACA, you must earn an income between the federal poverty level and four times the federal poverty level.
There are also coverage changes based on the size of your family relative to your maximum annual income.
How Do I Find Out About My Policy Coverage?
We can communicate with your insurance provider, on your behalf, to ensure that you or your loved one is provided with a custom recovery program for your individual situation without the high cost. Fill out the form below to start the online verification process. Your personal information is kept confidential.